What is a Debt Payoff Assistant?

Credit card debt calculators come in many flavors...and nearly all of them end up in a spreadsheet. We have nothing against spreadsheets (we love Excel and Google Sheets equally!) and we agree that you can do some really fantastic things in spreadsheets. We'll even let you in on a secret: most robust financial management software began as someone's spreadsheet – just an average Joe/Jane just trying to math out a solution.

This is a companion discussion topic for the original entry at https://blog.debtdecimator.com/what-is-a-debt-payoff-assistant/