The team at Debt Decimator has a question for you:
Where's your yacht?
You bought all the financial planning books, right? Read them cover-to-cover? At some point decided: Yeah. This makes sense. I'm gonna do this! I mean, clearly the author knows what they're talking about...they have a yacht!
This is a companion discussion topic for the original entry at https://blog.debtdecimator.com/maybe-dont-take-budgeting-advice-from-richmoneypennybags/